Maximum benefits
per insured person (HK$)
Apex Travelplus Insurance Plan
Gold Plan
Silver Plan
Bronze plan
 
Medical Cover
  • Medical expenses, including follow-up medical treatment
    1,000,000
    500,000
    250,000
  • Overseas hospital daily cash benefit
    5,000
    (250/day)
    3,000
    (250/day)
    1,000
    (250/day)
    Additional benefits
  • Overseas travelling expenses for seeking medical treatment
    300
    300
    300
  • Hospital confinement or quarantine cash allowance due to infectious disease
    5,000
    (500/day)
    5,000
    (500/day)
    5,000
    (500/day)
    24-hour global emergency assistance service
  • Hospital admission guarantee
    39,000
  • Emergency medical evacuation
    Actual cost
  • Repatriation of mortal remains
    Actual cost
  • Compassionate visit
    One economy class return airfare
  • Additional hotel accommodation expenses
    7,800 (1,950/ day)
  • Return of unattended children
    One economy class one-way airfare up to 30,000
  • Other free advisory services
    Included
    Personal accident
    1,000,000
    500,000
    250,000
  • Accident on public common carrier or during robbery
    1,500,000
    750,000
    375,000
  • Burns cover
    200,000
    200,000
    200,000
  • Loss of income (up to 12 weeks)
    1,000/week
    1,000/week
    1,000/week
    Compassionate death cash and visit
    10,000
    10,000
    10,000
  • Compassionate visit
    One economy class return airfare and actual hotel accommodation costs up to 30,000
     
    Personal baggage cover
    20,000
    10,000
    5,000
    Loss of personal money
    3,000
    2,500
    1,000
    Credit card protection
    30,000
    15,000
    5,000
    Loss of travel document and/or travel ticket
    3,000
    3,000
    1,000
    Loss of home contents due to burglary
    100,000
    80,000
    50,000
    Personal liability
    2,500,000
    2,000,000
    1,500,000
     
    Travel delay & re-routing
  • Travel delay
    1,500
    1,500
    1,500
  • Extra hotel cost due to travel delay
    2,000
    2,000
    2,000
  • Extra re-routing cost due to travel delay
    10,000
    7,500
    5,000
     
    Baggage delay / Emergency purchases
    1,500
    1,000
    500
    Cancellation of trip
    30,000
    20,000
    10,000
    Curtailment of trip
    30,000
    20,000
    10,000
    Missed event cover
    2,000
    1,000
    NIL
    MediExpress China medical card service
    (Applicable to annual travel plan only)
    Straight admission to over 100 appointed hospitals in China upon presentation of MediExpress China Medical Card